
Same Day Appraisals
Walk away with your jewelry and report in about an hour
Expert Jewelry Appraisal
Whatever your reason for requiring a professional jewelry appraisal, A&A Gem Lab has the expertise, experience, equipment and resources to help you.
Determining insurance replacement value.
Providing expert witness & litigation support.
Confirming the quality of a new purchase.
Selling existing jewelry.
Estate tax evaluation – probate proceedings.
Division of property for dissolution of marriage.
Damage reporting.
Charitable contributions & gift-giving.
Post-loss & casualty loss.
Collateral purposes.
Proof of ownership for foreign travel.
Are you curious about the cost, the time it takes, or reasons for having your jewelry appraised? Kindly contact us.
About Us
James Naughter entered the industry in 1984 and after obtaining a Bachelor of Science Degree, Graduate Gemologist diploma and subsequent additional gemological training in London, UK. He then became the owner of A&A Gem Lab in 1991.
A&A Gemological Laboratory has consulted and appraised for numerous state and federal government agencies as well as financial institutions and law firms, both local and regional. The business offers private clients and trade customers, in the Greater Capital Area, a range of high quality jewelry appraisal services intended to both protect and educate the jewelry owner.

Our Services
You can rest assured that a jewelry appraisal report from A&A Gem Lab will be well-researched and documented, and will conform to the standards of the Uniform Standards of Professional Appraisal Practice (USPAP) as well as those of the National Association of Jewelry Appraisers.
Jewelry Appraisal & Valuation
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AKA: insurance appraisal. This type of report is necessary for insuring your items against loss or damage. The accuracy and detail included in this report makes it possible to identify or have exact duplicates recreated of these precious items if lost or stolen.
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This report is for estate evaluation purposes and is necessary to determine inheritance taxes on an estate. Jewelry values for estates are legislated to include specific information and data. Fair market value and comparable sales are used for this type of valuation.
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This is a fair market value report for an equal division of common property.
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This report expresses the difference in value resulting from breakage and estimates the cost of the removal, re-cutting and resetting of the gemstone, as well as the value of the re-cut gemstone (loss of weight).
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Verification that the gems match the certification or appraisal accompanying the item.
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These reports are based on fair market value and are necessary for tax deductions of donated items.
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This appraisal value is determined when an owner decides to convert jewelry items into immediate cash. The sale can be held under forced or limiting conditions and with time constraints, such as under court order or bankruptcy.
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This report is for a client who brings in a jewelry or gemstone item to verify its identity and/or quality as claimed by the seller. Comparison appraisals usually reflect the item at its most common retail replacement value.
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This report establishes the value of a previously undocumented item that was lost or stolen. This is a hypothetical valuation based on information supplied by the client and supported by photographs and a description of the item.
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This report determines the fair market value of a lost, stolen, or destroyed item not previously documented. The IRS allows an income tax deduction of some portion of the value with a proper casualty loss appraisal.
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Our fully equipped in-house laboratory can quickly and correctly analyze your item, and our mobile lab allows us to offer the convenience of off-site analysis.
Additional Client Services
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If you require some advice regarding a particular stone or the market in general, we are able to assist. Our knowledge on how & where to shop can save you hundreds or even thousands of dollars! Our knowledge on what to look for will ensure you get the stone or item that’s right for you.
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A & A Gem Lab is able to assist in draft deposition and interrogatory questions related to insurance fraud, counterfeiting, price-fixing, and valuation science. We have helped provide lists for discovery. A & A has worked for district attorneys, local and regional law firms as well as fiduciary institutions throughout the state.
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n weighing the expert testimony of an appraiser, the court considers the appraiser’s demonstrated qualifications to form an opinion, the relationship and prior dealings with the petitioner, selections of comparative sales, familiarity and contact with the potential market for the [subject] property, and familiarity with the contributed material. Hiring the experienced staff or associates of A & A Gem Lab will ensure that your expert witness meets the qualifications, professionalism and impartiality that the court demands while providing a comprehensive, fact based appraisal.
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The examination of precious gems, jewelry and other objects of art for insurance claim purposes is a specialty of our labs. This includes any post-loss examinations to assess the cause of damage or loss; the alteration of the materials and structure of the work(s) involved and conservation or restoration options. A & A Gem Lab and its appraisers can direct the scientific investigation of gem materials. The use of state-of-the-art equipment can be accessed through our associated facilities. This includes detection of treatment, material analysis and dating. We will prepare a summary report that will document all our research including a conservation report for your properties as well as any recommendations we have for further treatment, if possible.

Contact Us
James Naughter, GG, NAJA
199 Wolf Road
Albany, New York, 12205
Cell: 607-414-2624
Email: info@aagemappraiserlab.com